Pension Product Specialist - SIPP (EXPIRED)
Ham
Insurance & Superannuation
Annual
Permanent
Job Title: Pension Product Specialist - SIPP / Pensions Technical LeadLocation: London - Canary Wharf (Hybrid, 3 days in office: Mon, Tues & Thurs)Contract: 6 MonthsHours: 9 AM - 5 PMContract Type PAYE onlyOverall purpose of the role We are seeking a highly skilled Pension Product Specialist with deep expertise in pension advice, legal and regulatory requirements, and compliance. This role is crucial in supporting the delivery of a new pension proposition for high-net-worth clients. You will work closely with internal stakeholders to ensure the product aligns with regulatory frameworks and provides a customer-centric experience.Key Responsibilities
- Pension & Financial Services Expertise: Ensure digital solutions align with pension scheme rules, covering Defined Contribution (DC), Defined Benefit (DB), SIPPs, and Master Trusts.
- Regulatory & Compliance Oversight: Apply FCA regulations, including COBS, SMCR, Consumer Duty, Treating Customers Fairly (TCF), and The Pensions Schemes Act 2021.
- Hybrid Advice Models: Navigate FCA guidelines on digital financial advice and ensure financial guidance is clearly distinguished from regulated advice.
- Customer Experience & Digital Engagement: Ensure the digital platform supports vulnerable customers and that all customer communications are clear, fair, and not misleading.
- Pension-Specific Legislation & Governance: Ensure compliance with Auto-Enrolment rules, TPR Code of Practice, and Pension Freedoms & Taxation regulations.
- Agile & Digital Delivery: Work within Agile frameworks (Scrum, SAFe, Kanban) to embed compliance in digital solutions.
- Vendor Risk Management: Ensure third-party providers meet FCA and TPR compliance standards.
- Strong knowledge of pension products and governance frameworks.
- Experience working in pensions compliance, regulatory oversight, or financial services law.
- Prior experience in pensions advisory, IFA, or FCA regulatory roles is advantageous.
- Familiarity with NAPA (Barclays' internal governance process) is beneficial.
- Ability to develop customer-centric pension propositions and work within a highly regulated environment.
- CII - R04, FA2, J05, LP1-3, AF7
- CISI - Pension Transfers and Planning Advice
- Advanced Diploma in Pension Provisions
- Financial Planning Certificate (1,2 & 3)
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